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๐Ÿ‡ฉ๐Ÿ‡ฐ All calculations are based on Danish rules, rates, and currency (DKK). This calculator is translated for convenience but applies exclusively to Denmark.

What Does a Child Cost?

Raising a child in Denmark is a significant financial commitment. Studies estimate that the total cost of raising a child from birth to age 18 is between 500,000 and 1,200,000 kr or more, depending on lifestyle and choices. This calculator helps you estimate total costs based on your own monthly expenses across key categories.

Key cost categories for families with children

Food is typically the largest ongoing expense, followed by childcare (nursery/kindergarten/after-school care). Clothing costs tend to be lower for younger children but increase as they grow. Activities such as sports, music, and hobbies can add up significantly over the years. Other costs include birthday parties, school supplies, electronics, holidays, and pocket money.

Costs by age

Expenses vary significantly by age โ€” infants require expensive equipment but less food, while teenagers eat more but no longer need daycare. The most expensive age is typically 6-9 years when childcare costs and increased food expenses are factored in.

Plan your family budget

By breaking down costs month by month, you can better plan your family budget. Keep in mind that child benefits (bรธrnecheck) help offset some costs. Use this calculator as a starting point for your family's financial planning.

Frequently Asked Questions

What does a child cost from 0 to 18 years?

Based on the latest figures from the Consumer Survey, expenses for the child's first 18 years have been calculated at approximately 1.2 million kr for the first child.

At what age are children most expensive?

When deducting income such as child benefits and subsidies, the most expensive age is actually when the child is 6-9 years old.

What is the 50/30/20 rule?

In short, you divide your income (after tax) into three categories: 50% for fixed expenses, 30% for fun, and 20% for your future.

Is 10,000 kr a good disposable amount?

A recommended disposable amount for 2 adults living together is between 8,500 and 10,000 kr per month. That is 4,250-5,000 kr per person, which is less than the recommended amount for singles.

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